Passive mortgage investing involves providing capital for short-term real estate loans and earning consistent returns backed by real property — without owning or managing the properties yourself.
Our investors typically target 10%–12% annualized returns, paid out monthly or quarterly, with principal preserved through secured real estate lending.
All loans are secured by real estate, undergo rigorous underwriting, and are structured with conservative loan-to-value (LTV) ratios to mitigate risk.
Unlike a traditional REIT, our investments are direct, short-term, asset-backed loans — providing higher visibility, shorter time horizons, and more predictable income streams.
We accept investments starting at $150,000 for accredited investors.
Yes — we support Self-Directed IRAs, 401(k)s, and other tax-advantaged accounts, allowing you to grow income while deferring or avoiding taxes.
We have legal remedies in place. Because all loans are secured in a first-lien position, the property can be foreclosed on and resold to recover investor capital.
Active opportunities are currently open real estate-backed loan investments. Most deals are available for a limited time—typically 5 to 10 business days—until fully funded.
Our active opportunities typically offer 10%–12% target annualized returns, depending on the project, borrower, and loan terms.
Yes. Every active opportunity is backed by a first-lien mortgage on residential or commercial property, with rigorous underwriting and collateral review.
We currently work with accredited and sophisticated investors, as defined by the SEC. Minimum investment starts at $50,000.
Click “Learn More” on any active listing to see full details. From there, you can book a suitability call to initiate the process and reserve your spot in the deal.
Most of our active investments provide income on a monthly or quarterly basis, depending on the loan terms and borrower payment schedule. Income distribution details are included in each offering.
Each opportunity is reviewed through a comprehensive due diligence process, including borrower financials, exit strategy, market conditions, appraisals, and title reports. We focus on principal protection through conservative underwriting.
Yes. We accept capital from Self-Directed IRAs and other qualified accounts. Using retirement funds can offer tax advantages depending on your investment structure.
Our deals are first-come, first-served. If a deal reaches its funding cap before your capital is confirmed, we’ll offer the option to join a waitlist or be notified about similar future opportunities.
No! While relevant experience is helpful, we value integrity, communication skills, and a willingness to learn above all else. Each role lists preferred qualifications.
Yes, many of our roles offer hybrid or fully remote flexibility. That said, some positions—especially those in operations or investor services—may require in-office presence in Honolulu.
Most roles follow a clear 3-step process: (1) Initial phone screen, (2) Interview with the hiring manager, and (3) Final interview with leadership or team members.
We’re a small, high-integrity team with a passion for smart investing and excellent service. Expect open communication, professional growth, and work-life balance.
We review every application. You’ll typically hear from us within 5–7 business days with next steps or a status update.
Absolutely. We promote from within and offer access to ongoing training, mentorship, and leadership development. If you’re looking to grow your career, you’ll find room to do so here.
We offer competitive compensation, healthcare coverage, flexible schedules, paid time off, and remote-friendly policies. Role-specific benefits are included in each job listing.
Bring your curiosity and authenticity. We recommend reading up on our company mission and services, thinking through relevant experience, and being ready to discuss how you approach challenges and growth.
Start earning passive income backed by real estate — without managing a single property.
